Policy

Refund & Cancellation Policy

Last updated: 21 September 2026

Stocktale (operated by Sagar U.S.) sells one thing on this website: an annual membership at ₹999, which opens Arthashastra, Ranbhoomi, Gyana, Patha-Shala and the full Journal for twelve months from the date access is granted. Individual pieces are opened to non-members from time to time at our discretion; that is a courtesy and forms no part of what is sold. The mentorship programme (₹9,999, which includes a year of membership) is also sold here. The two-day college workshop is arranged with the institution directly and is not sold through this website; this policy does not cover it. This policy explains how refunds and cancellations work.

1. Workshops and mentorship

A workshop seat is refunded in full if you cancel before the session runs, or if the session is cancelled and no alternative date suits you. Once the two days have been attended, or once online access has been opened, it is final.

A mentorship place is refunded in full if a cohort is full and you do not want the next one, or on written request within 7 days of activation provided no live session has been attended and no written feedback has been given. After that it is final.

2. No refunds once membership access is granted

A membership opens the entire library the moment it is activated — every edition ever published, immediately and in full. Because the whole of what is sold is delivered at once, a membership payment is final and non-refundable once access has been activated on the account.

This applies regardless of how much of the content you have actually read, watched, or attended.

3. Exceptions — when a refund IS considered

We will refund a payment, in full, if:

Duplicate payment — you were accidentally charged twice for the same thing.
Payment succeeded but access was never granted — money was deducted, Razorpay confirms the payment, but your account was never upgraded within 24 hours due to a technical or human error on our side.
Unauthorized payment — you can show the payment was made without your knowledge or consent (e.g. your payment method was used fraudulently).

These are the only situations where a refund applies. Change of mind, "I don't have time to read it," or dissatisfaction with the content itself are not grounds for a refund. Sample the writing before you pay: headlines and dates for every edition are visible without an account, and pieces are opened to everyone from time to time. If you are unsure, ask on WhatsApp before paying rather than after.

4. How to request a refund

Message Sagar directly on WhatsApp at +91 97311 99114 with your payment screenshot and the reason. Genuine cases under Section 2 are resolved within 5–7 business days, refunded to the original payment method via Razorpay.

5. Cancellation

Neither the workshop nor the mentorship renews automatically — there is nothing to "cancel" mid-term, and no auto-renewal charge will ever occur without your explicit action to renew. Simply let access lapse at the end of your term if you don't wish to continue.

Questions

For anything not covered here, message Sagar directly on WhatsApp — every refund request is reviewed personally, not by a bot or a ticket queue.